India · Policy dated 8 December 2025
FONO India Policy — Host Earnings & Withdrawals
This page explains the Indian FONO policy dated 8 December 2025. It covers call rates, bean conversion, PAN onboarding, Streamer Score and withdrawal requirements.
- Call-rate levels
- 6
- Onboarding identity
- Own PAN number
- Conversion
- 100 beans = ₹1
- First withdrawal
- 5,000 beans
Applying outside India? Read the International Policy
Indian streamer earnings
| Earning type | Rate stated in the policy |
|---|---|
| Audio calls | 100–200 beans per minute |
| Video calls | 100–600 beans per minute |
| Gifts | Gift earnings |
The rate you receive depends on your level and the platform's performance system. Call earnings depend on paid call duration; the rate range does not establish a fixed monthly salary.
Level-wise call rates
Beans per minute at each level, as listed in the policy dated 8 December 2025.
| Level | Audio beans/min | Video beans/min |
|---|---|---|
| 1 | 100 | 100 |
| 2 | 100 | 200 |
| 3 | 100 | 300 |
| 4 | 100 | 400 |
| 5 | 150 | 500 |
| 6 | 200 | 600 |
FONO beans to INR
The policy's salary table gives these values. The table implies 100 beans = ₹1. Divide beans by 100 to calculate the stated rupee equivalent.
| Beans | Amount in rupees |
|---|---|
| 100,000 | ₹1,000 |
| 200,000 | ₹2,000 |
| 500,000 | ₹5,000 |
| 1,000,000 | ₹10,000 |
For example, 250,000 beans ÷ 100 = ₹2,500. This is a conversion example. Check any applicable charges or deductions in your withdrawal process.
Onboarding requirements
A public profile picture and an audition video are not required under this policy. During onboarding, provide your own PAN card number. The document says streamers who use another person's PAN number will not be able to withdraw their beans later.
Choose Audio Only or Audio & Video according to how you want to participate.
Follow the host registration guideStreamer Score and performance
The policy links call flow and call rates to weekly earnings and performance. It describes an average Streamer Score of 70, with the top 50 hosts above 90 at the time of the document.
These figures describe the dated policy; they are not a live ranking of hosts. Check your current account for the rate and score that apply to you.
Indian streamer withdrawal rules
| Item | Policy requirement |
|---|---|
| Withdrawal method | Self-withdrawal |
| First withdrawal threshold | 5,000 beans |
| Subsequent withdrawal threshold | 20,000 beans |
| Withdrawal window | 8am–8pm every day |
| Weekly or monthly schedule | No required weekly or monthly payment schedule |
The source does not specify the timezone, payment provider or settlement duration. Confirm the applicable timing and payout instructions in your account.
Read withdrawal guidanceAgency commission under the Indian policy
Agencies receive a flat 10% commission based on their streamers' total earnings. The agency minimum withdrawal is 100,000 beans.
Explore agency registrationQuestions about the Indian policy
How much is 1 lakh FONO beans in rupees?
The policy table shows 100,000 beans = ₹1,000.
Is 5,000 beans the minimum for every withdrawal?
No. The document specifies 5,000 beans for the first withdrawal and 20,000 beans for subsequent withdrawals.
Does India have nine call-rate levels?
The supplied Indian policy has six levels. The international policy has nine.
Can I use a family member's PAN number?
The policy says to use your own PAN number so you can withdraw beans later.
Where can I check account-specific requirements?
Check the applicable in-app terms and your withdrawal screen. Contact support for questions about your account.
Get started with the Indian joining process
Source: FONO Policy, 8 December 2025. This page is an independent explanation of that document.